Is Zero Fintech Ltd in creditors' voluntary liquidation?
Last verified 26 May 2026
Yes, Zero Fintech Ltd (company number 13818217) entered creditors' voluntary liquidation on 27 April 2026, by its creditors. Katrina Jane Orum of null was appointed as liquidator.
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Zero Fintech Ltd is now in creditors' voluntary liquidation. Below are the key dates, the directors, the public-record timeline that led here, and what the liquidation means if you are a creditor, employee, customer or supplier.
Company at a glance
| Status | In Creditors' Voluntary Liquidation |
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| Company number | 13818217 |
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| Previously known as | - Zer0 FS Ltd, Dec 2021 to Oct 2022
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| Incorporated | 26 December 2021 (5 years old) |
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| Registered office | C/O Regus, 5th Floor 1 Capital Quarter, Cardiff, CF10 4BZ |
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| Nature of business (SIC) | 62090: Other information technology service activities (IT & managed services) |
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| Date entered creditors' voluntary liquidation | 27 April 2026 |
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| Liquidator | Katrina Jane Orum, null (licensed insolvency practitioner) |
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| Public register | View filing history ↗ |
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About the business
Zero Fintech Ltd is a it & managed services business based in Cardiff, incorporated in 2021 and 5 years old when the liquidator was appointed. Its registered activity is other information technology service activities (SIC 62090). There have been 3 director appointments since incorporation, of which 3 were on the board when the liquidator was appointed, alongside 1 person with significant control.
Directors
3 people have been appointed as directors of Zero Fintech Ltd.
DirectorStatusAppointedResigned
Persons with significant control
Individuals or entities with significant influence or control.
Zero Fintech Group Plc
corporate entity person with significant control
Ownership of shares 75-100%Voting rights 75-100%Right to appoint and remove directors
2 ceased controls
- Mr Richard Byron Theodossiades · ceased 5 May 2023
- Mr Benjamin Daniel Dixon · ceased 5 May 2023
What happened
EventDateType
Statement of affairs6 May 2026LIQ02
Appointment of a voluntary liquidator6 May 2026600
Registered office address changed from C/O Regus, 5th Floor 1 Capital Quarter Tyndall Street Cardiff CF10 4BZ United Kingdom to Ground Floor, 16 Columbus Walk Brigantine Place Cardiff CF10 4BY on 2026-05-066 May 2026AD01 Creditors' voluntary liquidationStatus27 April 2026
+31 earlier events · 2022 to 2026
Micro company accounts made up to 2025-12-3117 March 2026AA Confirmation statement made on 2025-06-15 with no updates15 June 2025CS01 Micro company accounts made up to 2024-12-3120 May 2025AA Confirmation statement made on 2024-06-15 with updates18 June 2024CS01 Micro company accounts made up to 2023-12-3131 May 2024AA Change of details for Zero Fintech Group Plc as a person with significant control on 2024-01-045 January 2024PSC05 Registered office address changed from , C/O Activequote, Global Reach Dunleavy Drive, Cardiff, CF11 0SN, Wales to C/O Regus, 5th Floor 1 Capital Quarter Tyndall Street Cardiff CF10 4BZ on 2024-01-044 January 2024AD01 Statement of capital following an allotment of shares on 2023-10-0921 December 2023SH01 Appointment of Mr Paul Charles Ellis as a director on 2023-07-0126 September 2023AP01 Change of details for Zero Fintech Group Plc as a person with significant control on 2023-08-077 August 2023PSC05 Registered office address changed from , Global Reach Dunleavy Drive, Cardiff, CF11 0SN, Wales to C/O Regus, 5th Floor 1 Capital Quarter Tyndall Street Cardiff CF10 4BZ on 2023-07-2424 July 2023AD01 Confirmation statement made on 2023-06-15 with updates15 June 2023CS01 Cessation of Richard Byron Theodossiades as a person with significant control on 2023-05-0512 May 2023PSC07 Cessation of Benjamin Daniel Dixon as a person with significant control on 2023-05-0512 May 2023PSC07 Notification of Zero Fintech Group Plc as a person with significant control on 2023-05-0512 May 2023PSC02 Director's details changed for Mr Benjamin Daniel Dixon on 2022-11-0428 April 2023CH01 Change of details for Mr Benjamin Daniel Dixon as a person with significant control on 2022-11-0428 April 2023PSC04 Change of details for Mr Richard Byron Theodossiades as a person with significant control on 2022-07-0128 April 2023PSC04 Change of details for Mr Benjamin Daniel Dixon as a person with significant control on 2022-07-0128 April 2023PSC04 Confirmation statement made on 2023-02-11 with updates11 February 2023CS01 Notification of Richard Byron Theodossiades as a person with significant control on 2022-07-0111 February 2023PSC01 Micro company accounts made up to 2022-12-312 January 2023AA Appointment of Mr Richard Byron Theodossiades as a director on 2022-12-2020 December 2022AP01 Registered office address changed from , 8 Lisa Head Avenue, Didcot, OX11 6BJ, England to C/O Regus, 5th Floor 1 Capital Quarter Tyndall Street Cardiff CF10 4BZ on 2022-11-2323 November 2022AD01 Certificate of change of name25 October 2022CERTNM Statement of company's objects16 February 2022CC04
Memorandum and Articles of Association16 February 2022MA Statement of company's objects16 February 2022CC04
Confirmation statement made on 2022-02-15 with updates15 February 2022CS01 Incorporation26 December 2021NEWINC What this means for you
If you are a creditor
Submit your proof of debt to the liquidator. Once liquidation begins, no creditor can start or continue legal action without the court's permission. Unsecured creditors rank after secured and preferential creditors and are usually paid last, often only a portion.
Owed money by a company in liquidation →If you are an employee
Employees are preferential creditors for certain unpaid wages and holiday pay, and may be able to claim from the Redundancy Payments Service if roles are made redundant.
Employee rights and redundancy pay →If you are a customer
Deposits paid are usually unsecured claims. Contracts may be terminated by the liquidator. Contact the liquidator about outstanding work or refunds.
What customers can recover →If you are a supplier
Goods supplied before the liquidation began are an unsecured claim. Check whether any retention-of-title clause lets you identify and recover specific goods.
How retention of title works →Don't be the last to know next time
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See how Protect works, £24/mo →Other it & managed services companies in creditors' voluntary liquidation
Related guides
The bigger picture
Frequently asked questions
- Is Zero Fintech Ltd in creditors' voluntary liquidation?
- Yes. Zero Fintech Ltd (company number 13818217) entered creditors' voluntary liquidation on 27 April 2026, by its creditors. Katrina Jane Orum of null was appointed as liquidator.
- Who is the liquidator of Zero Fintech Ltd?
- Katrina Jane Orum, a licensed insolvency practitioner at null, was appointed liquidator of Zero Fintech Ltd on 27 April 2026. Creditors can contact the liquidator directly to submit a claim.
- What does Zero Fintech Ltd do?
- Zero Fintech Ltd's registered nature of business is other information technology service activities (SIC 62090). It is classified in the it & managed services sector.
- Where is Zero Fintech Ltd based?
- Zero Fintech Ltd's registered office is C/O Regus, 5th Floor 1 Capital Quarter, Cardiff, CF10 4BZ. The registered office is the address held on the public register, which is not always the trading address.
- When was Zero Fintech Ltd founded?
- Zero Fintech Ltd was incorporated on 26 December 2021, 5 years before the liquidator was appointed.
- What is Zero Fintech Ltd's company number?
- Zero Fintech Ltd's registered company number is 13818217.
- Who has significant control of Zero Fintech Ltd?
- 1 active person with significant control over Zero Fintech Ltd is on the register: Zero Fintech Group Plc.
- What does liquidation mean for creditors of Zero Fintech Ltd?
- Liquidation is the formal wind-up of a company. Once it begins, the liquidator collects assets, settles claims in statutory order (secured, preferential, then unsecured) and distributes whatever remains. Unsecured creditors often recover only a portion of what they are owed, and sometimes nothing.
- How long does liquidation take?
- Most liquidations run for 12 to 24 months, longer where the company has complex assets, litigation, or ongoing trading. Annual progress reports are filed by the liquidator until the company is dissolved at the end of the process.
- Will creditors get paid in Zero Fintech Ltd's liquidation?
- Secured creditors are paid from the assets they hold a charge over. Preferential creditors (employee wages up to limits, pension contributions, HMRC for certain taxes) come next. Unsecured creditors share whatever remains, which may be nothing. The Statement of Affairs, when filed, sets out the liquidator's estimate at the point of appointment.
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