Is What Credit Ltd in creditors' voluntary liquidation?
Last verified 26 May 2026
Yes, What Credit Ltd (company number 07088857) entered creditors' voluntary liquidation on 7 February 2024, by its creditors. Jeremy Michael Bennett of null was appointed as liquidator.
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What Credit Ltd is now in creditors' voluntary liquidation. Below are the key dates, the directors, the public-record timeline that led here, and what the liquidation means if you are a creditor, employee, customer or supplier.
Company at a glance
| Status | In Creditors' Voluntary Liquidation |
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| Company number | 07088857 |
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| Previously known as | - What Car Credit Ltd, Nov 2009 to Jun 2014
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| Incorporated | 27 November 2009 (17 years old) |
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| Registered office | Hope Park Business Centre, Bradford, BD5 8HB |
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| Nature of business (SIC) | 66220: Activities of insurance agents and brokers |
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| Date entered creditors' voluntary liquidation | 7 February 2024 |
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| Liquidator | Jeremy Michael Bennett, null (licensed insolvency practitioner) |
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| Public register | View filing history ↗ |
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About the business
What Credit Ltd is a UK limited company based in Bradford, incorporated in 2009 and 15 years old when the liquidator was appointed. Its registered activity is activities of insurance agents and brokers (SIC 66220). There have been 3 director appointments since incorporation, of which 2 were on the board when the liquidator was appointed, alongside 1 person with significant control. 1 charge has been registered against the company, 1 of which is still outstanding.
Directors
3 people have been appointed as directors of What Credit Ltd.
DirectorStatusAppointedResigned
A director resignation shortly before an insolvency is a matter of public record; it does not by itself imply wrongdoing.
Persons with significant control
Individuals or entities with significant influence or control.
Mr David Edward Alabaster
individual person with significant control · British · United Kingdom
Ownership of shares 75-100%Voting rights 75-100%
Charges register
Secured creditors and encumbrances against the company. 1 outstanding · 0 satisfied.
Status · Creditor · Type · Dates
OutstandingHsbc UK Bank PLC
A registered charge · Created 26 Mar 2021 · Pending
What happened
EventDateType
Liquidators' statement of receipts and payments14 April 2026LIQ03
Liquidators' statement of receipts and payments to 2025-02-0614 April 2025LIQ03
Registered office address changed from Moorend House Snelsins Road Cleckheaton West Yorkshire BD19 3UE to Hope Park Business Centre Trevor Foster Way Bradford West Yorkshire BD5 8HB on 2024-09-1111 September 2024AD01 Registered office address changed from 76 Glebe Lane Barming Maidstone Kent ME16 9BD to Moorend House Snelsins Road Cleckheaton West Yorkshire BD19 3UE on 2024-02-2020 February 2024AD01 Appointment of a voluntary liquidator20 February 2024600
+37 earlier events · 2010 to 2024
Statement of affairs20 February 2024LIQ02
Creditors' voluntary liquidationStatus7 February 2024
Amended total exemption full accounts made up to 2022-03-3123 October 2023AAMD Total exemption full accounts made up to 2023-03-3125 September 2023AA Confirmation statement made on 2022-11-30 with updates30 November 2022CS01 Total exemption full accounts made up to 2022-03-3129 June 2022AA Termination of appointment of Andrew Gary Shuter as a director on 2022-05-1212 May 2022TM01 Appointment of Mr Andrew Gary Shuter as a director on 2022-02-099 February 2022AP01 Total exemption full accounts made up to 2021-03-3122 December 2021AA Confirmation statement made on 2021-11-30 with no updates2 December 2021CS01 Registration of charge 070888570001, created on 2021-03-261 April 2021MR01 Total exemption full accounts made up to 2020-03-3131 March 2021AA Confirmation statement made on 2020-11-30 with no updates1 February 2021CS01 Total exemption full accounts made up to 2019-03-3130 December 2019AA Confirmation statement made on 2019-11-30 with no updates4 December 2019CS01 Confirmation statement made on 2018-11-30 with no updates31 December 2018CS01 Micro company accounts made up to 2018-03-3121 December 2018AA Micro company accounts made up to 2017-03-3113 December 2017AA Confirmation statement made on 2017-11-30 with no updates30 November 2017CS01 Confirmation statement made on 2016-11-30 with updates21 December 2016CS01 Amended total exemption small company accounts made up to 2016-03-3113 December 2016AAMD Total exemption small company accounts made up to 2016-03-3121 November 2016AA Total exemption small company accounts made up to 2015-03-3123 December 2015AA Annual return made up to 2015-11-30 with full list of shareholders2 December 2015AR01 Total exemption small company accounts made up to 2014-03-3130 December 2014AA Annual return made up to 2014-11-30 with full list of shareholders10 December 2014AR01 Previous accounting period extended from 2013-11-30 to 2014-03-319 July 2014AA01 Certificate of change of name16 June 2014CERTNM Annual return made up to 2013-11-30 with full list of shareholders16 December 2013AR01 Total exemption small company accounts made up to 2012-11-3028 August 2013AA Annual return made up to 2012-11-30 with full list of shareholders5 December 2012AR01 Total exemption small company accounts made up to 2011-11-3031 July 2012AA Annual return made up to 2011-11-30 with full list of shareholders12 December 2011AR01 Amended accounts made up to 2010-11-305 October 2011AAMD Total exemption small company accounts made up to 2010-11-3023 August 2011AA Annual return made up to 2010-11-30 with full list of shareholders17 December 2010AR01 Incorporation27 November 2009NEWINC What this means for you
If you are a creditor
Submit your proof of debt to the liquidator. Once liquidation begins, no creditor can start or continue legal action without the court's permission. Unsecured creditors rank after secured and preferential creditors and are usually paid last, often only a portion.
Owed money by a company in liquidation →If you are an employee
Employees are preferential creditors for certain unpaid wages and holiday pay, and may be able to claim from the Redundancy Payments Service if roles are made redundant.
Employee rights and redundancy pay →If you are a customer
Deposits paid are usually unsecured claims. Contracts may be terminated by the liquidator. Contact the liquidator about outstanding work or refunds.
What customers can recover →If you are a supplier
Goods supplied before the liquidation began are an unsecured claim. Check whether any retention-of-title clause lets you identify and recover specific goods.
How retention of title works →Don't be the last to know next time
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See how Protect works, £24/mo →Other companies in creditors' voluntary liquidation
Related guides
The bigger picture
Frequently asked questions
- Is What Credit Ltd in creditors' voluntary liquidation?
- Yes. What Credit Ltd (company number 07088857) entered creditors' voluntary liquidation on 7 February 2024, by its creditors. Jeremy Michael Bennett of null was appointed as liquidator.
- Who is the liquidator of What Credit Ltd?
- Jeremy Michael Bennett, a licensed insolvency practitioner at null, was appointed liquidator of What Credit Ltd on 7 February 2024. Creditors can contact the liquidator directly to submit a claim.
- What does What Credit Ltd do?
- What Credit Ltd's registered nature of business is activities of insurance agents and brokers (SIC 66220).
- Where is What Credit Ltd based?
- What Credit Ltd's registered office is Hope Park Business Centre, Bradford, BD5 8HB. The registered office is the address held on the public register, which is not always the trading address.
- When was What Credit Ltd founded?
- What Credit Ltd was incorporated on 27 November 2009, 15 years before the liquidator was appointed.
- What is What Credit Ltd's company number?
- What Credit Ltd's registered company number is 07088857.
- Who has significant control of What Credit Ltd?
- 1 active person with significant control over What Credit Ltd is on the register: Mr David Edward Alabaster.
- Does What Credit Ltd have any outstanding charges?
- an outstanding charge is registered against What Credit Ltd out of 1 on file. Outstanding charges represent secured creditors who rank ahead of unsecured creditors in any recovery.
- What does liquidation mean for creditors of What Credit Ltd?
- Liquidation is the formal wind-up of a company. Once it begins, the liquidator collects assets, settles claims in statutory order (secured, preferential, then unsecured) and distributes whatever remains. Unsecured creditors often recover only a portion of what they are owed, and sometimes nothing.
- How long does liquidation take?
- Most liquidations run for 12 to 24 months, longer where the company has complex assets, litigation, or ongoing trading. Annual progress reports are filed by the liquidator until the company is dissolved at the end of the process.
- Will creditors get paid in What Credit Ltd's liquidation?
- Secured creditors are paid from the assets they hold a charge over. Preferential creditors (employee wages up to limits, pension contributions, HMRC for certain taxes) come next. Unsecured creditors share whatever remains, which may be nothing. The Statement of Affairs, when filed, sets out the liquidator's estimate at the point of appointment.
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