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Verex Premium Finance Limited Is Verex Premium Finance Limited in creditors' voluntary liquidation?
Last verified 27 May 2026
Yes, Verex Premium Finance Limited (company number 07447397) entered creditors' voluntary liquidation on 22 May 2025, by its creditors. David Farmer of null was appointed as liquidator.
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Verex Premium Finance Limited is now in creditors' voluntary liquidation. Below are the key dates, the directors, the public-record timeline that led here, and what the liquidation means if you are a creditor, employee, customer or supplier.
Company at a glance
| Status | In Creditors' Voluntary Liquidation |
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| Company number | 07447397 |
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| Previously known as | - Original Premium Finance Limited, Nov 2010 to Apr 2018
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| Incorporated | 22 November 2010 (16 years old) |
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| Registered office | 170a-172 High Street, Rayleigh, Essex, SS6 7BS |
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| Nature of business (SIC) | 64921: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors |
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| Date entered creditors' voluntary liquidation | 22 May 2025 |
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| Liquidator | David Farmer, null (licensed insolvency practitioner) |
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| Public register | View filing history ↗ |
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About the business
Verex Premium Finance Limited is a UK limited company based in Rayleigh, incorporated in 2010 and 15 years old when the liquidator was appointed. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). There have been 8 director appointments since incorporation, of which 2 were on the board when the liquidator was appointed, alongside 1 person with significant control. 6 charges have been registered against the company, 1 of which is still outstanding.
Directors
8 people have been appointed as directors of Verex Premium Finance Limited.
DirectorStatusAppointedResigned
A director resignation shortly before an insolvency is a matter of public record; it does not by itself imply wrongdoing.
Persons with significant control
Individuals or entities with significant influence or control.
Jmg Realisations Ltd (Formerly Verex Insurance Services Ltd) - In Administration
corporate entity person with significant control
Ownership of shares 75-100%Voting rights 75-100%
1 ceased control
- Mr James Richard Hallett · ceased 18 Aug 2023
Charges register
Secured creditors and encumbrances against the company. 1 outstanding · 5 satisfied.
Status · Creditor · Type · Dates
OutstandingLewis Management Limited
A registered charge · Created 6 Sep 2021 · Pending
SatisfiedLloyds Bank PLC
A registered charge · Created 11 Mar 2021 · Satisfied 29 Oct 2024
SatisfiedLloyds Bank PLC
A registered charge · Created 7 Feb 2017 · Satisfied 14 Aug 2023
SatisfiedO.C.Finance Limited
A registered charge · Created 5 Nov 2015 · Satisfied 27 Apr 2018
SatisfiedOrchard Funding Limited
Debenture · Created 15 Jan 2011 · Satisfied 6 Feb 2025
SatisfiedBexhill UK Limited
Debenture · Created 15 Jan 2011 · Satisfied 6 Feb 2025
What happened
EventDateType
Liquidators' statement of receipts and payments to 2026-05-2122 July 2026LIQ03
Statement of affairs30 May 2025LIQ02
Appointment of a voluntary liquidator30 May 2025600
Registered office address changed28 May 2025AD01 +66 earlier events · 2011 to 2025
Creditors' voluntary liquidationStatus22 May 2025
Appointment as a director29 April 2025AP01 Satisfaction of charge in full6 February 2025MR04 Satisfaction of charge in full6 February 2025MR04 Confirmation statement made with updates14 January 2025CS01 Cessation as a person with significant control14 January 2025PSC07 Notification as a person with significant control14 January 2025PSC02 Accounts for a small company made up9 January 2025AA Accounts for a small company made up9 January 2025AA Satisfaction of charge in full29 October 2024MR04 Director's details changed2 October 2024CH01 Termination of appointment as a director26 March 2024TM01 Confirmation statement made with updates21 December 2023CS01 Compulsory strike-off action has been discontinued14 October 2023DISS40 Termination of appointment as a secretary13 September 2023TM02 Appointment as a director21 August 2023AP01 Termination of appointment as a director21 August 2023TM01 Satisfaction of charge in full14 August 2023MR04 First Gazette notice for compulsory strike-off4 July 2023GAZ1 Registered office address changed21 June 2023AD01 Previous accounting period shortened15 February 2023AA01 Confirmation statement made with no updates23 January 2023CS01 Accounts for a small company made up4 May 2022AA Registered office address changed3 March 2022AD01 Confirmation statement made with no updates17 January 2022CS01 Previous accounting period extended1 November 2021AA01 Registration of charge , created24 September 2021MR01 Registration of charge , created11 March 2021MR01 Accounts for a small company made up29 January 2021AA Confirmation statement made with no updates3 December 2020CS01 Previous accounting period shortened29 October 2020AA01 Previous accounting period extended2 April 2020AA01 Confirmation statement made with updates21 December 2019CS01 Secretary's details changed22 July 2019CH03 Termination of appointment as a director11 July 2019TM01 Termination of appointment as a director10 July 2019TM01 Accounts for a small company made up5 April 2019AA Confirmation statement made with no updates16 January 2019CS01 Appointment as a director11 June 2018AP01 Termination of appointment as a director7 June 2018TM01 Satisfaction of charge in full27 April 2018MR04 Legacy5 April 2018GUARANTEE2
Audit exemption subsidiary accounts made up5 April 2018AA Legacy5 April 2018PARENT_ACC
Legacy5 April 2018AGREEMENT2
Confirmation statement made with no updates3 January 2018CS01 Previous accounting period extended27 September 2017AA01 Registration of charge , created7 February 2017MR01 Confirmation statement made with updates6 December 2016CS01 Total exemption small company accounts made up12 October 2016AA Annual return made up with full list of shareholders17 December 2015AR01 Registration of charge , created26 November 2015MR01 Total exemption full accounts made up13 October 2015AA Annual return made up with full list of shareholders17 January 2015AR01 Total exemption small company accounts made up7 October 2014AA Director's details changed23 January 2014CH01 Annual return made up with full list of shareholders23 January 2014AR01 Secretary's details changed23 January 2014CH03 Total exemption small company accounts made up7 October 2013AA Annual return made up with full list of shareholders19 December 2012AR01 Total exemption small company accounts made up3 October 2012AA Previous accounting period extended17 August 2012AA01 Annual return made up with full list of shareholders9 January 2012AR01 Legacy25 January 2011MG01 Legacy20 January 2011MG01 Incorporation22 November 2010NEWINC What this means for you
If you are a creditor
Submit your proof of debt to the liquidator. Once liquidation begins, no creditor can start or continue legal action without the court's permission. Unsecured creditors rank after secured and preferential creditors and are usually paid last, often only a portion.
Owed money by a company in liquidation →If you are an employee
Employees are preferential creditors for certain unpaid wages and holiday pay, and may be able to claim from the Redundancy Payments Service if roles are made redundant.
Employee rights and redundancy pay →If you are a customer
Deposits paid are usually unsecured claims. Contracts may be terminated by the liquidator. Contact the liquidator about outstanding work or refunds.
What customers can recover →If you are a supplier
Goods supplied before the liquidation began are an unsecured claim. Check whether any retention-of-title clause lets you identify and recover specific goods.
How retention of title works →Don't be the last to know next time
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Related guides
The bigger picture
Frequently asked questions
- Is Verex Premium Finance Limited in creditors' voluntary liquidation?
- Yes. Verex Premium Finance Limited (company number 07447397) entered creditors' voluntary liquidation on 22 May 2025, by its creditors. David Farmer of null was appointed as liquidator.
- Who is the liquidator of Verex Premium Finance Limited?
- David Farmer, a licensed insolvency practitioner at null, was appointed liquidator of Verex Premium Finance Limited on 22 May 2025. Creditors can contact the liquidator directly to submit a claim.
- What does Verex Premium Finance Limited do?
- Verex Premium Finance Limited's registered nature of business is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921).
- Where is Verex Premium Finance Limited based?
- Verex Premium Finance Limited's registered office is 170a-172 High Street, Rayleigh, Essex, SS6 7BS. The registered office is the address held on the public register, which is not always the trading address.
- When was Verex Premium Finance Limited founded?
- Verex Premium Finance Limited was incorporated on 22 November 2010, 15 years before the liquidator was appointed.
- What is Verex Premium Finance Limited's company number?
- Verex Premium Finance Limited's registered company number is 07447397.
- Who has significant control of Verex Premium Finance Limited?
- 1 active person with significant control over Verex Premium Finance Limited is on the register: Jmg Realisations Ltd (Formerly Verex Insurance Services Ltd) - In Administration.
- Does Verex Premium Finance Limited have any outstanding charges?
- an outstanding charge is registered against Verex Premium Finance Limited out of 6 on file. Outstanding charges represent secured creditors who rank ahead of unsecured creditors in any recovery.
- What does liquidation mean for creditors of Verex Premium Finance Limited?
- Liquidation is the formal wind-up of a company. Once it begins, the liquidator collects assets, settles claims in statutory order (secured, preferential, then unsecured) and distributes whatever remains. Unsecured creditors often recover only a portion of what they are owed, and sometimes nothing.
- How long does liquidation take?
- Most liquidations run for 12 to 24 months, longer where the company has complex assets, litigation, or ongoing trading. Annual progress reports are filed by the liquidator until the company is dissolved at the end of the process.
- Will creditors get paid in Verex Premium Finance Limited's liquidation?
- Secured creditors are paid from the assets they hold a charge over. Preferential creditors (employee wages up to limits, pension contributions, HMRC for certain taxes) come next. Unsecured creditors share whatever remains, which may be nothing. The Statement of Affairs, when filed, sets out the liquidator's estimate at the point of appointment.
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