HomeCompanies in LiquidationUpic Financial Services Limited

Is Upic Financial Services Limited in creditors' voluntary liquidation?

Last verified 26 May 2026
In Creditors' Voluntary LiquidationYes, Upic Financial Services Limited (company number 11210343) entered creditors' voluntary liquidation on 31 January 2025, by its creditors. Nicholas Simmonds of null was appointed as liquidator.

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Upic Financial Services Limited is now in creditors' voluntary liquidation. Below are the key dates, the directors, the public-record timeline that led here, and what the liquidation means if you are a creditor, employee, customer or supplier.

Company at a glance

StatusIn Creditors' Voluntary Liquidation
Company number11210343
Previously known as
  • Iaminsured Limited, Feb 2018 to Apr 2018
Incorporated16 February 2018 (8 years old)
Registered officeJt Maxwell Limited Unit 2.01 Hollinwood Business Centre, Hollinwood, OL8 3QL
Nature of business (SIC)65110: Life insurance
Date entered creditors' voluntary liquidation31 January 2025
LiquidatorNicholas Simmonds, null (licensed insolvency practitioner)
Public registerView filing history ↗

About the business

Upic Financial Services Limited is a UK limited company based in Hollinwood, incorporated in 2018 and 7 years old when the liquidator was appointed. Its registered activity is life insurance (SIC 65110). There have been 4 director appointments since incorporation, of which 1 was on the board when the liquidator was appointed, alongside 1 person with significant control.

Directors

4 people have been appointed as directors of Upic Financial Services Limited.

DirectorStatusResigned
Daniel Sharpe-SzunkoActive
Caroline Emma Sharpe-SzunkoResigned17 Aug 2021
Dean James NerneyResigned23 Mar 2020
Patsy GuyResigned22 Oct 2019

A director resignation shortly before an insolvency is a matter of public record; it does not by itself imply wrongdoing.

Persons with significant control

Individuals or entities with significant influence or control.

2 ceased controls
  • Ms Patsy Guy · ceased 25 Oct 2019
  • Mrs Caroline Sharpe-Szunko · ceased 17 Aug 2021

What happened

EventDateType
Liquidators' statement of receipts and payments11 April 2026LIQ03
Registered office address changed from Suite a, 2nd Floor Linenhall House Stanley Street Chester CH1 2LR United Kingdom to Jt Maxwell Limited Unit 2.01 Hollinwood Business Centre Albert Street Hollinwood Failsworth OL8 3QL on 2025-02-066 February 2025AD01
Appointment of a voluntary liquidator6 February 2025600
Resolutions6 February 2025RESOLUTIONS
Statement of affairs6 February 2025LIQ02
39 earlier events · 2018 to 2025
Creditors' voluntary liquidationStatus31 January 2025
Confirmation statement made on 2024-09-01 with no updates4 September 2024CS01
Micro company accounts made up to 2024-03-3116 April 2024AA
Micro company accounts made up to 2023-03-316 December 2023AA
Confirmation statement made on 2023-09-01 with no updates7 September 2023CS01
Micro company accounts made up to 2022-03-3122 December 2022AA
Confirmation statement made on 2022-09-01 with no updates6 September 2022CS01
Registered office address changed from Suite a Linenhall House Stanley Street Chester CH1 2LR United Kingdom to Suite a, 2nd Floor Linenhall House Stanley Street Chester CH1 2LR on 2022-04-2626 April 2022AD01
Registered office address changed from Regus Building 3000 Aviator Way Manchester M22 5TG England to Suite a Linenhall House Stanley Street Chester CH1 2LR on 2022-04-2626 April 2022AD01
Registered office address changed from Unit 3 Venture Point Stanney Mill Road Little Stanney Chester CH2 4NE England to Regus Building 3000 Aviator Way Manchester M22 5TG on 2021-11-1515 November 2021AD01
Confirmation statement made on 2021-09-01 with updates1 September 2021CS01
Cessation of Caroline Sharpe-Szunko as a person with significant control on 2021-08-1731 August 2021PSC07
Termination of appointment of Caroline Emma Sharpe-Szunko as a director on 2021-08-1731 August 2021TM01
Micro company accounts made up to 2021-03-3121 April 2021AA
Confirmation statement made on 2020-10-25 with updates3 November 2020CS01
Micro company accounts made up to 2020-03-3110 August 2020AA
Termination of appointment of Dean James Nerney as a director on 2020-03-2330 March 2020TM01
Appointment of Mr Dean James Nerney as a director on 2019-12-0212 December 2019AP01
Statement of capital following an allotment of shares on 2019-11-0112 December 2019SH01
Confirmation statement made on 2019-10-25 with updates7 November 2019CS01
Cessation of Patsy Guy as a person with significant control on 2019-10-251 November 2019PSC07
Termination of appointment of Patsy Guy as a director on 2019-10-2228 October 2019TM01
Micro company accounts made up to 2019-03-3123 August 2019AA
Accounts for a dormant company made up to 2018-03-3115 January 2019AA
Previous accounting period shortened from 2019-02-28 to 2018-03-3115 January 2019AA01
Registered office address changed from Office 3 Venture Point Stanney Mill Road Ellesmere Port CH2 4GY England to Unit 3 Venture Point Stanney Mill Road Little Stanney Chester CH2 4NE on 2018-12-1919 December 2018AD01
Director's details changed for Mrs Caroline Sharpe-Szunko on 2018-11-066 November 2018CH01
Director's details changed for Ms Patsy Guy on 2018-11-066 November 2018CH01
Confirmation statement made on 2018-11-06 with updates6 November 2018CS01
Registered office address changed from 1st Floor 20 Chapel Street Liverpool L3 9AG England to Office 3 Venture Point Stanney Mill Road Ellesmere Port CH2 4GY on 2018-11-066 November 2018AD01
Statement of capital following an allotment of shares on 2018-05-0316 May 2018SH01
Director's details changed for Mrs Caroline Sharpe on 2018-05-0316 May 2018CH01
Director's details changed for Ms Patsy Morris on 2018-05-0316 May 2018CH01
Notification of Daniel Sharpe-Szunko as a person with significant control on 2018-04-224 May 2018PSC01
Change of details for Mrs Caroline Sharpe as a person with significant control on 2018-05-011 May 2018PSC04
Change of details for Ms Patsy Morris as a person with significant control on 2018-05-011 May 2018PSC04
Resolutions23 April 2018RESOLUTIONS
Appointment of Mr Daniel Sharpe-Szunko as a director on 2018-04-2222 April 2018AP01
Registered office address changed from 11th Floor 3 Piccadilly Place Manchester M1 3BN United Kingdom to 1st Floor 20 Chapel Street Liverpool L3 9AG on 2018-04-1616 April 2018AD01
Incorporation16 February 2018NEWINC

What this means for you

If you are a creditor

Submit your proof of debt to the liquidator. Once liquidation begins, no creditor can start or continue legal action without the court's permission. Unsecured creditors rank after secured and preferential creditors and are usually paid last, often only a portion.

Owed money by a company in liquidation

If you are an employee

Employees are preferential creditors for certain unpaid wages and holiday pay, and may be able to claim from the Redundancy Payments Service if roles are made redundant.

Employee rights and redundancy pay

If you are a customer

Deposits paid are usually unsecured claims. Contracts may be terminated by the liquidator. Contact the liquidator about outstanding work or refunds.

What customers can recover

If you are a supplier

Goods supplied before the liquidation began are an unsecured claim. Check whether any retention-of-title clause lets you identify and recover specific goods.

How retention of title works

Don't be the last to know next time

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Other companies in creditors' voluntary liquidation

All UK companies in creditors' voluntary liquidation

Related guides

What is a validation order?The order debts are paidWarning signs in your other customersWhat the filings mean

The bigger picture

The state of UK insolvency

Frequently asked questions

Is Upic Financial Services Limited in creditors' voluntary liquidation?
Yes. Upic Financial Services Limited (company number 11210343) entered creditors' voluntary liquidation on 31 January 2025, by its creditors. Nicholas Simmonds of null was appointed as liquidator.
Who is the liquidator of Upic Financial Services Limited?
Nicholas Simmonds, a licensed insolvency practitioner at null, was appointed liquidator of Upic Financial Services Limited on 31 January 2025. Creditors can contact the liquidator directly to submit a claim.
What does Upic Financial Services Limited do?
Upic Financial Services Limited's registered nature of business is life insurance (SIC 65110).
Where is Upic Financial Services Limited based?
Upic Financial Services Limited's registered office is Jt Maxwell Limited Unit 2.01 Hollinwood Business Centre, Hollinwood, OL8 3QL. The registered office is the address held on the public register, which is not always the trading address.
When was Upic Financial Services Limited founded?
Upic Financial Services Limited was incorporated on 16 February 2018, 7 years before the liquidator was appointed.
What is Upic Financial Services Limited's company number?
Upic Financial Services Limited's registered company number is 11210343.
Who has significant control of Upic Financial Services Limited?
1 active person with significant control over Upic Financial Services Limited is on the register: Mr Daniel Sharpe-Szunko.
What does liquidation mean for creditors of Upic Financial Services Limited?
Liquidation is the formal wind-up of a company. Once it begins, the liquidator collects assets, settles claims in statutory order (secured, preferential, then unsecured) and distributes whatever remains. Unsecured creditors often recover only a portion of what they are owed, and sometimes nothing.
How long does liquidation take?
Most liquidations run for 12 to 24 months, longer where the company has complex assets, litigation, or ongoing trading. Annual progress reports are filed by the liquidator until the company is dissolved at the end of the process.
Will creditors get paid in Upic Financial Services Limited's liquidation?
Secured creditors are paid from the assets they hold a charge over. Preferential creditors (employee wages up to limits, pension contributions, HMRC for certain taxes) come next. Unsecured creditors share whatever remains, which may be nothing. The Statement of Affairs, when filed, sets out the liquidator's estimate at the point of appointment.

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