Is Smartpay Limited in compulsory liquidation?
Last verified 15 July 2026
Yes, Smartpay Limited (company number 05618472) entered compulsory liquidation on 8 July 2026, by order of the court. T Tipper of null was appointed as liquidator.
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Smartpay Limited is now in compulsory liquidation. Below are the key dates, the directors, the public-record timeline that led here, and what the liquidation means if you are a creditor, employee, customer or supplier.
Company at a glance
| Status | In Compulsory Liquidation |
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| Company number | 05618472 |
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| Incorporated | 10 November 2005 (21 years old) |
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| Registered office | Blackpool Technology Management Centre, Faraday Way, Blackpool, Lancashire, FY2 0JW |
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| Nature of business (SIC) | 82990: Other business support service activities n.e.c. |
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| Date entered compulsory liquidation | 8 July 2026 |
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| Liquidator | T Tipper, null (licensed insolvency practitioner) |
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| Official notice | View the official notice ↗ |
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| Public register | View filing history ↗ |
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About the business
Smartpay Limited is a UK limited company based in Blackpool, incorporated in 2005 and 21 years old when the liquidator was appointed. Its registered activity is other business support service activities n.e.c. (SIC 82990). There have been 21 director appointments since incorporation, of which 1 was on the board when the liquidator was appointed, alongside 1 person with significant control.
Directors
21 people have been appointed as directors of Smartpay Limited.
DirectorStatusAppointedResigned
+15 former directors · resigned 2005 to 2014
A director resignation shortly before an insolvency is a matter of public record; it does not by itself imply wrongdoing.
Persons with significant control
Individuals or entities with significant influence or control.
Mr Paul George Ruocco
individual person with significant control · British · England
Ownership of shares 75-100%
1 ceased control
- Mr Leslie John Kerr · ceased 30 Nov 2017
What happened
EventDateType
Order of court to wind up23 July 2026COCOMP
Compulsory liquidationStatus8 July 2026
Confirmation statement made on 2025-11-25 with no updates2 December 2025CS01 Unaudited abridged accounts made up to 2024-11-2828 November 2025AA Confirmation statement made on 2024-11-25 with no updates8 December 2024CS01 +92 earlier events · 2005 to 2024
Unaudited abridged accounts made up to 2023-11-2828 August 2024AA Confirmation statement made on 2023-11-25 with no updates4 December 2023CS01 Unaudited abridged accounts made up to 2022-11-2811 November 2023AA Previous accounting period shortened from 2022-11-29 to 2022-11-2811 August 2023AA01 Unaudited abridged accounts made up to 2021-11-2929 November 2022AA Confirmation statement made on 2022-11-25 with no updates28 November 2022CS01 Confirmation statement made on 2021-11-27 with no updates1 December 2021CS01 Unaudited abridged accounts made up to 2020-11-2926 November 2021AA Previous accounting period shortened from 2020-11-30 to 2020-11-2926 August 2021AA01 Total exemption full accounts made up to 2019-11-3030 November 2020AA Confirmation statement made on 2020-11-27 with no updates27 November 2020CS01 Change of details for Mr Paul George Ruocco as a person with significant control on 2020-05-077 May 2020PSC04 Termination of appointment of Rebecca Joanne Ward as a director on 2019-12-1919 December 2019TM01 Confirmation statement made on 2019-12-03 with updates10 December 2019CS01 Appointment of Mr Paul George Ruocco as a director on 2019-11-018 November 2019AP01 Director's details changed for Mr Paul George Ruocco on 2019-11-018 November 2019CH01 Full accounts made up to 2018-11-3030 August 2019AA Termination of appointment of Christopher Joseph Futcher as a director on 2018-11-274 January 2019TM01 Confirmation statement made on 2018-12-27 with no updates27 December 2018CS01 Confirmation statement made on 2018-11-10 with no updates12 November 2018CS01 Full accounts made up to 2017-11-3031 August 2018AA Notification of Paul George Ruocco as a person with significant control on 2017-11-306 July 2018PSC01 Cessation of Leslie John Kerr as a person with significant control on 2017-11-306 July 2018PSC07 Confirmation statement made on 2017-11-10 with updates14 November 2017CS01 Full accounts made up to 2016-11-305 September 2017AA Confirmation statement made on 2016-11-10 with updates24 November 2016CS01 Accounts for a medium company made up to 2015-11-308 September 2016AA Termination of appointment of Nikolas Heath as a director on 2016-07-3031 July 2016TM01 Appointment of Mr Christopher Joseph Futcher as a director on 2016-05-1215 May 2016AP01 Appointment of Miss Rebecca Joanne Ward as a director on 2016-03-3111 April 2016AP01 Termination of appointment of Peter Fraser Masson as a director on 2016-03-3111 April 2016TM01 Annual return made up to 2015-11-10 with full list of shareholders2 December 2015AR01 Accounts for a medium company made up to 2014-11-3014 July 2015AA Termination of appointment of Lynn Cartmell as a director on 2015-02-022 February 2015TM01 Appointment of Mr Peter Fraser Masson as a director on 2014-12-012 December 2014AP01 Annual return made up to 2014-11-10 with full list of shareholders12 November 2014AR01 Accounts for a medium company made up to 2013-11-305 September 2014AA Termination of appointment of Timothy Eve as a director14 March 2014TM01 Appointment of Ms Lynn Cartmell as a director18 February 2014AP01 Annual return made up to 2013-11-10 with full list of shareholders25 November 2013AR01 Appointment of Mr Nikolas David Jeffrey Heath as a director21 November 2013AP01 Termination of appointment of Grant Wilson as a director19 November 2013TM01 Appointment of Mr Timothy Clive Eve as a director19 November 2013AP01 Accounts for a medium company made up to 2012-11-3028 June 2013AA Accounts for a small company made up to 2011-11-3027 November 2012AA Annual return made up to 2012-11-10 with full list of shareholders21 November 2012AR01 Compulsory strike-off action has been discontinued30 November 2011DISS40 First Gazette notice for compulsory strike-off29 November 2011GAZ1 Accounts for a small company made up to 2010-11-3024 November 2011AA Annual return made up to 2011-11-10 with full list of shareholders24 November 2011AR01 Annual return made up to 2010-11-10 with full list of shareholders11 November 2010AR01 Accounts for a small company made up to 2009-11-302 September 2010AA Termination of appointment of Hayes Consultancy Limited as a director23 February 2010TM01 Registered office address changed from C/O the Hardman Partnership 7Th Floor Blackfriars House Parsonage Manchester M3 2JA on 2010-02-1717 February 2010AD01 Termination of appointment of Shaun Leonard as a director17 February 2010TM01 Termination of appointment of Andrew Brown as a secretary13 January 2010TM02 Secretary's details changed for Andrew Robert Brown on 2009-11-2627 November 2009CH03 Director's details changed for Hayes Consultancy Limited on 2009-11-2627 November 2009CH02
Director's details changed for Grant Wilson on 2009-11-2627 November 2009CH01 Director's details changed for Shaun Barrie Leonard on 2009-11-2627 November 2009CH01 Annual return made up to 2009-11-10 with full list of shareholders27 November 2009AR01 Director's details changed for Shaun Barrie Leonard on 2009-05-0112 November 2009CH01 Accounts for a small company made up to 2008-11-3024 October 2009AA Legacy31 December 2008288a Legacy22 December 2008363a Legacy17 December 2008288a Legacy12 December 2008288b Total exemption small company accounts made up to 2007-11-301 October 2008AA Total exemption full accounts made up to 2006-11-306 November 2007AA Legacy26 September 2007288b Legacy7 December 2006363a Legacy23 November 2005288a Legacy23 November 2005288a Legacy23 November 2005288a Legacy22 November 2005288b Legacy22 November 2005288b Incorporation10 November 2005NEWINC What this means for you
If you are a creditor
Submit your proof of debt to the liquidator. Once liquidation begins, no creditor can start or continue legal action without the court's permission. Unsecured creditors rank after secured and preferential creditors and are usually paid last, often only a portion.
Owed money by a company in liquidation →If you are an employee
Employees are preferential creditors for certain unpaid wages and holiday pay, and may be able to claim from the Redundancy Payments Service if roles are made redundant.
Employee rights and redundancy pay →If you are a customer
Deposits paid are usually unsecured claims. Contracts may be terminated by the liquidator. Contact the liquidator about outstanding work or refunds.
What customers can recover →If you are a supplier
Goods supplied before the liquidation began are an unsecured claim. Check whether any retention-of-title clause lets you identify and recover specific goods.
How retention of title works →Don't be the last to know next time
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See how Protect works, £24/mo →Other companies in compulsory liquidation
Related guides
The bigger picture
Frequently asked questions
- Is Smartpay Limited in compulsory liquidation?
- Yes. Smartpay Limited (company number 05618472) entered compulsory liquidation on 8 July 2026, by order of the court. T Tipper of null was appointed as liquidator.
- Who is the liquidator of Smartpay Limited?
- T Tipper, a licensed insolvency practitioner at null, was appointed liquidator of Smartpay Limited on 8 July 2026. Creditors can contact the liquidator directly to submit a claim.
- What does Smartpay Limited do?
- Smartpay Limited's registered nature of business is other business support service activities n.e.c. (SIC 82990).
- Where is Smartpay Limited based?
- Smartpay Limited's registered office is Blackpool Technology Management Centre, Faraday Way, Blackpool, Lancashire, FY2 0JW. The registered office is the address held on the public register, which is not always the trading address.
- When was Smartpay Limited founded?
- Smartpay Limited was incorporated on 10 November 2005, 21 years before the liquidator was appointed.
- What is Smartpay Limited's company number?
- Smartpay Limited's registered company number is 05618472.
- Who has significant control of Smartpay Limited?
- 1 active person with significant control over Smartpay Limited is on the register: Mr Paul George Ruocco.
- What does liquidation mean for creditors of Smartpay Limited?
- Liquidation is the formal wind-up of a company. Once it begins, the liquidator collects assets, settles claims in statutory order (secured, preferential, then unsecured) and distributes whatever remains. Unsecured creditors often recover only a portion of what they are owed, and sometimes nothing.
- How long does liquidation take?
- Most liquidations run for 12 to 24 months, longer where the company has complex assets, litigation, or ongoing trading. Annual progress reports are filed by the liquidator until the company is dissolved at the end of the process.
- Will creditors get paid in Smartpay Limited's liquidation?
- Secured creditors are paid from the assets they hold a charge over. Preferential creditors (employee wages up to limits, pension contributions, HMRC for certain taxes) come next. Unsecured creditors share whatever remains, which may be nothing. The Statement of Affairs, when filed, sets out the liquidator's estimate at the point of appointment.
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