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Lloyds Independent Financial Planning Ltd Is Lloyds Independent Financial Planning Ltd in creditors' voluntary liquidation?
Last verified 24 July 2026
Yes, Lloyds Independent Financial Planning Ltd (company number 05315319) entered creditors' voluntary liquidation on 22 July 2026, by its creditors. Tom D'Arcy of BTG Begbies Traynor (Central) LLP was appointed as liquidator.
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Lloyds Independent Financial Planning Ltd is now in creditors' voluntary liquidation. Below are the key dates, the directors, the public-record timeline that led here, and what the liquidation means if you are a creditor, employee, customer or supplier.
Company at a glance
| Status | In Creditors' Voluntary Liquidation |
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| Company number | 05315319 |
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| Incorporated | 16 December 2004 (22 years old) |
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| Registered office | Hightree Cottage Wood Lane, Willingale, Ongar, CM5 0QU |
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| Nature of business (SIC) | 66190: Activities auxiliary to financial intermediation n.e.c. |
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| Date entered creditors' voluntary liquidation | 22 July 2026 |
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| Liquidator | Tom D'Arcy, BTG Begbies Traynor (Central) LLP (licensed insolvency practitioner) |
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| Official notice | View the official notice ↗ |
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| Public register | View filing history ↗ |
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About the business
Lloyds Independent Financial Planning Ltd is a UK limited company based in Ongar, incorporated in 2004 and 22 years old when the liquidator was appointed. Its registered activity is activities auxiliary to financial intermediation n.e.c. (SIC 66190). There have been 9 director appointments since incorporation, of which 1 was on the board when the liquidator was appointed, alongside 1 person with significant control.
Directors
9 people have been appointed as directors of Lloyds Independent Financial Planning Ltd.
DirectorStatusAppointedResigned
+3 former directors · resigned 2004 to 2006
A director resignation shortly before an insolvency is a matter of public record; it does not by itself imply wrongdoing.
Persons with significant control
Individuals or entities with significant influence or control.
Mrs Emma Grace Lloyd
individual person with significant control · British · England
Ownership of shares 75-100%
1 ceased control
- Mr Paul Michael Brian Lloyd · ceased 5 Jun 2026
What happened
EventDateType
Creditors' voluntary liquidationStatus22 July 2026
Cessation of Paul Michael Brian Lloyd as a person with significant control on 2026-06-055 June 2026PSC07 Notification of Emma Grace Lloyd as a person with significant control on 2026-06-055 June 2026PSC01 Confirmation statement made on 2026-06-05 with updates5 June 2026CS01 Termination of appointment of Sarah Ann Platt as a secretary on 2026-05-1212 May 2026TM02 +68 earlier events · 2005 to 2026
Micro company accounts made up to 2025-12-3112 May 2026AA Confirmation statement made on 2025-12-31 with no updates14 January 2026CS01 Registered office address changed from 3 Langford Court Langford Bridge Farm, Ongar Road Brentwood Essex CM15 0LB England to Hightree Cottage Wood Lane Willingale Ongar CM5 0QU on 2025-11-1010 November 2025AD01 Termination of appointment of Paul Michael Brian Lloyd as a director on 2025-04-1515 April 2025TM01 Micro company accounts made up to 2024-12-3127 March 2025AA Appointment of Mrs Emma Lloyd as a director on 2025-03-033 March 2025AP01 Confirmation statement made on 2024-12-31 with no updates31 December 2024CS01 Micro company accounts made up to 2023-12-311 May 2024AA Confirmation statement made on 2024-01-02 with no updates2 January 2024CS01 Micro company accounts made up to 2022-12-3129 September 2023AA Confirmation statement made on 2023-01-23 with updates2 February 2023CS01 Confirmation statement made on 2022-12-16 with no updates31 December 2022CS01 Micro company accounts made up to 2021-12-3114 September 2022AA Appointment of Mrs Sarah Ann Platt as a secretary on 2022-02-213 March 2022AP03 Confirmation statement made on 2021-12-16 with no updates31 December 2021CS01 Micro company accounts made up to 2020-12-3124 June 2021AA Confirmation statement made on 2020-12-16 with no updates2 January 2021CS01 Micro company accounts made up to 2019-12-3113 July 2020AA Confirmation statement made on 2019-12-16 with no updates19 December 2019CS01 Micro company accounts made up to 2018-12-3124 August 2019AA Confirmation statement made on 2018-12-16 with no updates27 December 2018CS01 Termination of appointment of Emma Grace Lloyd as a secretary on 2018-06-1123 June 2018TM02 Micro company accounts made up to 2017-12-3112 June 2018AA Confirmation statement made on 2017-12-16 with no updates30 December 2017CS01 Micro company accounts made up to 2016-12-3126 June 2017AA Confirmation statement made on 2016-12-16 with updates23 December 2016CS01 Total exemption small company accounts made up to 2015-12-3123 May 2016AA Registered office address changed from High Tree Cottage Walls Green Wood Lane Ongar Essex CM5 0QW England to 3 Langford Court Langford Bridge Farm, Ongar Road Brentwood Essex CM15 0LB on 2016-01-1212 January 2016AD01 Registered office address changed from High Tree Cottage Walls Green Willingale Ongar Essex CM5 0QW to High Tree Cottage Walls Green Wood Lane Ongar Essex CM5 0QW on 2015-12-2929 December 2015AD01 Annual return made up to 2015-12-16 with full list of shareholders29 December 2015AR01 Director's details changed for Paul Michael Brian Lloyd on 2015-09-0129 December 2015CH01 Secretary's details changed for Emma Grace Lloyd on 2015-09-0129 December 2015CH03 Registered office address changed from 7 Bushey Lea Chipping Ongar Essex CM5 9ED to High Tree Cottage Walls Green Wood Lane Ongar Essex CM5 0QW on 2015-12-2929 December 2015AD01 Total exemption small company accounts made up to 2014-12-3114 July 2015AA Statement of capital following an allotment of shares on 2015-01-0124 June 2015SH01 Annual return made up to 2014-12-16 with full list of shareholders24 December 2014AR01 Total exemption small company accounts made up to 2013-12-3128 August 2014AA Annual return made up to 2013-12-16 with full list of shareholders17 December 2013AR01 Total exemption small company accounts made up to 2012-12-318 July 2013AA Annual return made up to 2012-12-16 with full list of shareholders29 December 2012AR01 Total exemption small company accounts made up to 2011-12-3120 September 2012AA Annual return made up to 2011-12-16 with full list of shareholders19 December 2011AR01 Secretary's details changed for Emma Grace Keates on 2011-11-3019 December 2011CH03 Total exemption small company accounts made up to 2010-12-316 July 2011AA Annual return made up to 2010-12-16 with full list of shareholders17 December 2010AR01 Total exemption small company accounts made up to 2009-12-3112 August 2010AA Annual return made up to 2009-12-16 with full list of shareholders24 December 2009AR01 Director's details changed for Paul Michael Brian Lloyd on 2009-12-2424 December 2009CH01 Total exemption small company accounts made up to 2008-12-317 April 2009AA Legacy16 December 2008287 Total exemption small company accounts made up to 2007-12-312 October 2008AA Total exemption small company accounts made up to 2006-12-315 October 2007AA Total exemption small company accounts made up to 2005-12-316 January 2007AA Certificate of change of name20 December 2005CERTNM Incorporation16 December 2004NEWINC What this means for you
If you are a creditor
Submit your proof of debt to the liquidator (BTG Begbies Traynor (Central) LLP). Once liquidation begins, no creditor can start or continue legal action without the court's permission. Unsecured creditors rank after secured and preferential creditors and are usually paid last, often only a portion.
Owed money by a company in liquidation →If you are an employee
Employees are preferential creditors for certain unpaid wages and holiday pay, and may be able to claim from the Redundancy Payments Service if roles are made redundant.
Employee rights and redundancy pay →If you are a customer
Deposits paid are usually unsecured claims. Contracts may be terminated by the liquidator. Contact the liquidator about outstanding work or refunds.
What customers can recover →If you are a supplier
Goods supplied before the liquidation began are an unsecured claim. Check whether any retention-of-title clause lets you identify and recover specific goods.
How retention of title works →Don't be the last to know next time
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See how Protect works, £24/mo →Other companies in creditors' voluntary liquidation
Related guides
The bigger picture
Frequently asked questions
- Is Lloyds Independent Financial Planning Ltd in creditors' voluntary liquidation?
- Yes. Lloyds Independent Financial Planning Ltd (company number 05315319) entered creditors' voluntary liquidation on 22 July 2026, by its creditors. Tom D'Arcy of BTG Begbies Traynor (Central) LLP was appointed as liquidator.
- Who is the liquidator of Lloyds Independent Financial Planning Ltd?
- Tom D'Arcy, a licensed insolvency practitioner at BTG Begbies Traynor (Central) LLP, was appointed liquidator of Lloyds Independent Financial Planning Ltd on 22 July 2026. Creditors can contact the liquidator directly to submit a claim.
- What does Lloyds Independent Financial Planning Ltd do?
- Lloyds Independent Financial Planning Ltd's registered nature of business is activities auxiliary to financial intermediation n.e.c. (SIC 66190).
- Where is Lloyds Independent Financial Planning Ltd based?
- Lloyds Independent Financial Planning Ltd's registered office is Hightree Cottage Wood Lane, Willingale, Ongar, CM5 0QU. The registered office is the address held on the public register, which is not always the trading address.
- When was Lloyds Independent Financial Planning Ltd founded?
- Lloyds Independent Financial Planning Ltd was incorporated on 16 December 2004, 22 years before the liquidator was appointed.
- What is Lloyds Independent Financial Planning Ltd's company number?
- Lloyds Independent Financial Planning Ltd's registered company number is 05315319.
- Who has significant control of Lloyds Independent Financial Planning Ltd?
- 1 active person with significant control over Lloyds Independent Financial Planning Ltd is on the register: Mrs Emma Grace Lloyd.
- What does liquidation mean for creditors of Lloyds Independent Financial Planning Ltd?
- Liquidation is the formal wind-up of a company. Once it begins, the liquidator collects assets, settles claims in statutory order (secured, preferential, then unsecured) and distributes whatever remains. Unsecured creditors often recover only a portion of what they are owed, and sometimes nothing.
- How long does liquidation take?
- Most liquidations run for 12 to 24 months, longer where the company has complex assets, litigation, or ongoing trading. Annual progress reports are filed by the liquidator until the company is dissolved at the end of the process.
- Will creditors get paid in Lloyds Independent Financial Planning Ltd's liquidation?
- Secured creditors are paid from the assets they hold a charge over. Preferential creditors (employee wages up to limits, pension contributions, HMRC for certain taxes) come next. Unsecured creditors share whatever remains, which may be nothing. The Statement of Affairs, when filed, sets out the liquidator's estimate at the point of appointment.
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