Is JF Financial Limited in creditors' voluntary liquidation?
Last verified 27 May 2026
Yes, JF Financial Limited (company number 10311673) entered creditors' voluntary liquidation on 17 September 2025, by its creditors. Nicholas Morgan of null was appointed as liquidator.
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JF Financial Limited is now in creditors' voluntary liquidation. Below are the key dates, the directors, the public-record timeline that led here, and what the liquidation means if you are a creditor, employee, customer or supplier.
Company at a glance
| Status | In Creditors' Voluntary Liquidation |
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| Company number | 10311673 |
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| Previously known as | - Nightingales Wealth Management Limited, Aug 2016 to Sep 2020
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| Incorporated | 4 August 2016 (10 years old) |
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| Registered office | Suite 4 Second Floor Aus Bore House 19-25, 19-25 Manchester Road, Wilmslow, Cheshire, SK9 1BQ |
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| Nature of business (SIC) | 70221: Financial management |
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| Date entered creditors' voluntary liquidation | 17 September 2025 |
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| Liquidator | Nicholas Morgan, null (licensed insolvency practitioner) |
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| Public register | View filing history ↗ |
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About the business
JF Financial Limited is a UK limited company based in Wilmslow, incorporated in 2016 and 9 years old when the liquidator was appointed. Its registered activity is financial management (SIC 70221). There has been 1 director appointment since incorporation, of which 1 was on the board when the liquidator was appointed, alongside 2 people with significant control.
Directors
1 person has been appointed as directors of JF Financial Limited.
DirectorStatusAppointedResigned
Persons with significant control
Individuals or entities with significant influence or control.
Mr John Clifford Franks
individual person with significant control · British · England
Ownership of shares 75-100%Voting rights 75-100%Right to appoint and remove directors
Mr John Clifford Ernest Franks
individual person with significant control · British · United Kingdom
Ownership of shares 75-100%Voting rights 75-100% as trustRight to appoint and remove directors
What happened
EventDateType
Registered office address changed23 September 2025AD01 Statement of affairs23 September 2025LIQ02
Appointment of a voluntary liquidator23 September 2025600
Creditors' voluntary liquidationStatus17 September 2025
+25 earlier events · 2016 to 2025
Confirmation statement made with no updates30 June 2025CS01 Total exemption full accounts made up23 December 2024AA Confirmation statement made with no updates20 June 2024CS01 Total exemption full accounts made up21 December 2023AA Confirmation statement made with no updates22 June 2023CS01 Total exemption full accounts made up12 December 2022AA Confirmation statement made with no updates22 June 2022CS01 Total exemption full accounts made up21 December 2021AA Confirmation statement made with no updates1 July 2021CS01 Total exemption full accounts made up24 December 2020AA Change of name notice29 September 2020CONNOT
Confirmation statement made with no updates24 July 2020CS01 Total exemption full accounts made up14 December 2019AA Confirmation statement made with updates6 August 2019CS01 Confirmation statement made with updates11 October 2018CS01 Director's details changed11 October 2018CH01 Change of details as a person with significant control11 October 2018PSC04 Registered office address changed10 October 2018AD01 Micro company accounts made up21 September 2018AA Previous accounting period shortened13 August 2018AA01 Micro company accounts made up24 April 2018AA Notification as a person with significant control18 August 2017PSC01 Confirmation statement made with updates14 August 2017CS01 Current accounting period shortened5 August 2016AA01 Incorporation4 August 2016NEWINC What this means for you
If you are a creditor
Submit your proof of debt to the liquidator. Once liquidation begins, no creditor can start or continue legal action without the court's permission. Unsecured creditors rank after secured and preferential creditors and are usually paid last, often only a portion.
Owed money by a company in liquidation →If you are an employee
Employees are preferential creditors for certain unpaid wages and holiday pay, and may be able to claim from the Redundancy Payments Service if roles are made redundant.
Employee rights and redundancy pay →If you are a customer
Deposits paid are usually unsecured claims. Contracts may be terminated by the liquidator. Contact the liquidator about outstanding work or refunds.
What customers can recover →If you are a supplier
Goods supplied before the liquidation began are an unsecured claim. Check whether any retention-of-title clause lets you identify and recover specific goods.
How retention of title works →Don't be the last to know next time
Most suppliers only find out a customer has failed once it is announced. By then it is too late. Protect monitors every company you sell to and emails you as the warning signs build, well before it becomes official. We can't stop a customer failing, but you'll never be the last to know, and you'll know you did all you could.
See how Protect works, £24/mo →Other companies in creditors' voluntary liquidation
Related guides
The bigger picture
Frequently asked questions
- Is JF Financial Limited in creditors' voluntary liquidation?
- Yes. JF Financial Limited (company number 10311673) entered creditors' voluntary liquidation on 17 September 2025, by its creditors. Nicholas Morgan of null was appointed as liquidator.
- Who is the liquidator of JF Financial Limited?
- Nicholas Morgan, a licensed insolvency practitioner at null, was appointed liquidator of JF Financial Limited on 17 September 2025. Creditors can contact the liquidator directly to submit a claim.
- What does JF Financial Limited do?
- JF Financial Limited's registered nature of business is financial management (SIC 70221).
- Where is JF Financial Limited based?
- JF Financial Limited's registered office is Suite 4 Second Floor Aus Bore House 19-25, 19-25 Manchester Road, Wilmslow, Cheshire, SK9 1BQ. The registered office is the address held on the public register, which is not always the trading address.
- When was JF Financial Limited founded?
- JF Financial Limited was incorporated on 4 August 2016, 9 years before the liquidator was appointed.
- What is JF Financial Limited's company number?
- JF Financial Limited's registered company number is 10311673.
- Who has significant control of JF Financial Limited?
- 2 active people with significant control over JF Financial Limited are on the register: Mr John Clifford Franks, Mr John Clifford Ernest Franks.
- What does liquidation mean for creditors of JF Financial Limited?
- Liquidation is the formal wind-up of a company. Once it begins, the liquidator collects assets, settles claims in statutory order (secured, preferential, then unsecured) and distributes whatever remains. Unsecured creditors often recover only a portion of what they are owed, and sometimes nothing.
- How long does liquidation take?
- Most liquidations run for 12 to 24 months, longer where the company has complex assets, litigation, or ongoing trading. Annual progress reports are filed by the liquidator until the company is dissolved at the end of the process.
- Will creditors get paid in JF Financial Limited's liquidation?
- Secured creditors are paid from the assets they hold a charge over. Preferential creditors (employee wages up to limits, pension contributions, HMRC for certain taxes) come next. Unsecured creditors share whatever remains, which may be nothing. The Statement of Affairs, when filed, sets out the liquidator's estimate at the point of appointment.
Report an error on this page·Not financial, credit or legal advice.