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Intelligent Financial Advice Ltd Is Intelligent Financial Advice Ltd in creditors' voluntary liquidation?
Last verified 18 June 2026
Yes, Intelligent Financial Advice Ltd (company number 04818942) entered creditors' voluntary liquidation on 9 June 2026, by its creditors. Luke Brough of Opus Restructuring LLP was appointed as liquidator.
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Intelligent Financial Advice Ltd is now in creditors' voluntary liquidation. Below are the key dates, the directors, the public-record timeline that led here, and what the liquidation means if you are a creditor, employee, customer or supplier.
Company at a glance
| Status | In Creditors' Voluntary Liquidation |
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| Company number | 04818942 |
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| Incorporated | 2 July 2003 (23 years old) |
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| Registered office | 57 New Walk, Leicester, Leicestershire, LE1 7EA |
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| Nature of business (SIC) | 64999: Financial intermediation not elsewhere classified |
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| Date entered creditors' voluntary liquidation | 9 June 2026 |
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| Liquidator | Luke Brough, Opus Restructuring LLP (licensed insolvency practitioner) |
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| Official notice | View the official notice ↗ |
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| Public register | View filing history ↗ |
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About the business
Intelligent Financial Advice Ltd is a UK limited company based in Leicester, incorporated in 2003 and 23 years old when the liquidator was appointed. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). There have been 7 director appointments since incorporation, of which 3 were on the board when the liquidator was appointed, alongside 2 people with significant control. 2 charges have been registered against the company, all of which are recorded as satisfied.
Directors
7 people have been appointed as directors of Intelligent Financial Advice Ltd.
DirectorStatusAppointedResigned
A director resignation shortly before an insolvency is a matter of public record; it does not by itself imply wrongdoing.
Persons with significant control
Individuals or entities with significant influence or control.
Mr Brian Stephen Emerton
individual person with significant control · British · England
Ownership of shares 25-50%Voting rights 25-50%
Mr Derek Gunningham
individual person with significant control · British · England
Ownership of shares 25-50%Voting rights 25-50%
Charges register
Secured creditors and encumbrances against the company. 0 outstanding · 2 satisfied.
Status · Creditor · Type · Dates
SatisfiedSanlam Wealth Planning UK Limited
A registered charge · Created 9 Jul 2021 · Satisfied 17 Sep 2024
SatisfiedBarclays Bank PLC
A registered charge · Created 9 Feb 2016 · Satisfied 22 Nov 2022
What happened
EventDateType
Statement of affairs24 June 2026LIQ02
Appointment of a voluntary liquidator24 June 2026600
Registered office address changed from 57 New Walk Leicester Leicestershire LE1 7EA to C/O Opus Restructuring Llp 1 Radian Court Knowlhill Milton Keynes Buckinghamshire MK5 8PJ on 2026-06-2424 June 2026AD01 Creditors' voluntary liquidationStatus9 June 2026
+67 earlier events · 2003 to 2026
Total exemption full accounts made up to 2025-07-3130 April 2026AA Confirmation statement made on 2025-08-10 with no updates21 September 2025CS01 Total exemption full accounts made up to 2024-07-3131 July 2025AA Confirmation statement made on 2024-08-10 with no updates17 September 2024CS01 Satisfaction of charge 048189420002 in full17 September 2024MR04 Total exemption full accounts made up to 2023-07-3125 April 2024AA Confirmation statement made on 2023-08-10 with no updates13 August 2023CS01 Total exemption full accounts made up to 2022-07-3130 April 2023AA Satisfaction of charge 048189420001 in full22 November 2022MR04 Confirmation statement made on 2022-08-10 with no updates11 October 2022CS01 Total exemption full accounts made up to 2021-07-3129 April 2022AA Confirmation statement made on 2021-08-10 with no updates26 September 2021CS01 Registration of charge 048189420002, created on 2021-07-0921 July 2021MR01 Total exemption full accounts made up to 2020-07-3129 April 2021AA Confirmation statement made on 2020-08-10 with updates10 August 2020CS01 Total exemption full accounts made up to 2019-07-3128 April 2020AA Confirmation statement made on 2020-02-02 with no updates20 February 2020CS01 Total exemption full accounts made up to 2018-07-3129 April 2019AA Confirmation statement made on 2019-02-02 with no updates14 February 2019CS01 Total exemption full accounts made up to 2017-07-3128 April 2018AA Confirmation statement made on 2018-02-02 with no updates17 February 2018CS01 Total exemption small company accounts made up to 2016-07-3110 April 2017AA Confirmation statement made on 2017-02-02 with updates13 March 2017CS01 Total exemption small company accounts made up to 2015-07-3127 April 2016AA Annual return made up to 2016-02-02 with full list of shareholders24 February 2016AR01 Registration of charge 048189420001, created on 2016-02-0915 February 2016MR01 Total exemption small company accounts made up to 2014-07-3130 April 2015AA Annual return made up to 2015-02-02 with full list of shareholders11 February 2015AR01 Annual return made up to 2014-02-02 with full list of shareholders19 March 2014AR01 Total exemption small company accounts made up to 2013-07-311 November 2013AA Total exemption small company accounts made up to 2012-07-3129 April 2013AA Annual return made up to 2013-02-02 with full list of shareholders22 April 2013AR01 Total exemption small company accounts made up to 2011-07-3126 March 2012AA Annual return made up to 2012-02-02 with full list of shareholders14 February 2012AR01 Registered office address changed from 9 University Road Leicester Leicestershire LE1 7RA on 2012-02-1313 February 2012AD01 Annual return made up to 2011-07-02 with full list of shareholders7 July 2011AR01 Total exemption small company accounts made up to 2010-07-3127 April 2011AA Annual return made up to 2010-07-02 with full list of shareholders13 August 2010AR01 Total exemption small company accounts made up to 2009-07-3129 April 2010AA Legacy17 September 2009363a Total exemption small company accounts made up to 2008-07-311 June 2009AA Legacy5 December 2008363a Legacy4 November 2008288c Legacy31 October 2008288c Legacy31 October 200888(2) Legacy31 October 200888(2) Legacy31 October 2008363a Legacy30 October 2008288c Legacy30 October 2008288c Total exemption small company accounts made up to 2007-07-312 June 2008AA Total exemption small company accounts made up to 2006-07-3131 May 2007AA Total exemption small company accounts made up to 2005-07-3115 August 2006AA Legacy19 October 2005288b Legacy19 October 2005288a Legacy19 October 2005288b Total exemption small company accounts made up to 2004-07-315 May 2005AA Legacy5 November 2003288a Legacy5 November 2003288a Incorporation2 July 2003NEWINC What this means for you
If you are a creditor
Submit your proof of debt to the liquidator (Opus Restructuring LLP). Once liquidation begins, no creditor can start or continue legal action without the court's permission. Unsecured creditors rank after secured and preferential creditors and are usually paid last, often only a portion.
Owed money by a company in liquidation →If you are an employee
Employees are preferential creditors for certain unpaid wages and holiday pay, and may be able to claim from the Redundancy Payments Service if roles are made redundant.
Employee rights and redundancy pay →If you are a customer
Deposits paid are usually unsecured claims. Contracts may be terminated by the liquidator. Contact the liquidator about outstanding work or refunds.
What customers can recover →If you are a supplier
Goods supplied before the liquidation began are an unsecured claim. Check whether any retention-of-title clause lets you identify and recover specific goods.
How retention of title works →Don't be the last to know next time
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See how Protect works, £24/mo →Other companies in creditors' voluntary liquidation
Related guides
The bigger picture
Frequently asked questions
- Is Intelligent Financial Advice Ltd in creditors' voluntary liquidation?
- Yes. Intelligent Financial Advice Ltd (company number 04818942) entered creditors' voluntary liquidation on 9 June 2026, by its creditors. Luke Brough of Opus Restructuring LLP was appointed as liquidator.
- Who is the liquidator of Intelligent Financial Advice Ltd?
- Luke Brough, a licensed insolvency practitioner at Opus Restructuring LLP, was appointed liquidator of Intelligent Financial Advice Ltd on 9 June 2026. Creditors can contact the liquidator directly to submit a claim.
- What does Intelligent Financial Advice Ltd do?
- Intelligent Financial Advice Ltd's registered nature of business is financial intermediation not elsewhere classified (SIC 64999).
- Where is Intelligent Financial Advice Ltd based?
- Intelligent Financial Advice Ltd's registered office is 57 New Walk, Leicester, Leicestershire, LE1 7EA. The registered office is the address held on the public register, which is not always the trading address.
- When was Intelligent Financial Advice Ltd founded?
- Intelligent Financial Advice Ltd was incorporated on 2 July 2003, 23 years before the liquidator was appointed.
- What is Intelligent Financial Advice Ltd's company number?
- Intelligent Financial Advice Ltd's registered company number is 04818942.
- Who has significant control of Intelligent Financial Advice Ltd?
- 2 active people with significant control over Intelligent Financial Advice Ltd are on the register: Mr Brian Stephen Emerton, Mr Derek Gunningham.
- What does liquidation mean for creditors of Intelligent Financial Advice Ltd?
- Liquidation is the formal wind-up of a company. Once it begins, the liquidator collects assets, settles claims in statutory order (secured, preferential, then unsecured) and distributes whatever remains. Unsecured creditors often recover only a portion of what they are owed, and sometimes nothing.
- How long does liquidation take?
- Most liquidations run for 12 to 24 months, longer where the company has complex assets, litigation, or ongoing trading. Annual progress reports are filed by the liquidator until the company is dissolved at the end of the process.
- Will creditors get paid in Intelligent Financial Advice Ltd's liquidation?
- Secured creditors are paid from the assets they hold a charge over. Preferential creditors (employee wages up to limits, pension contributions, HMRC for certain taxes) come next. Unsecured creditors share whatever remains, which may be nothing. The Statement of Affairs, when filed, sets out the liquidator's estimate at the point of appointment.
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