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Home Owners Advice Ltd Is Home Owners Advice Ltd in creditors' voluntary liquidation?
Last verified 27 May 2026
Yes, Home Owners Advice Ltd (company number 11328459) entered creditors' voluntary liquidation on 7 July 2025, by its creditors. Steven John Currie of null was appointed as liquidator.
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Home Owners Advice Ltd is now in creditors' voluntary liquidation. Below are the key dates, the directors, the public-record timeline that led here, and what the liquidation means if you are a creditor, employee, customer or supplier.
Company at a glance
| Status | In Creditors' Voluntary Liquidation |
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| Company number | 11328459 |
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| Incorporated | 25 April 2018 (8 years old) |
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| Registered office | C/O Currie Young Limited, Riverside 2, No.3, Campbell Road, Stoke-On-Trent, ST4 4RJ |
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| Nature of business (SIC) | 64922: Activities of mortgage finance companies |
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| Date entered creditors' voluntary liquidation | 7 July 2025 |
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| Liquidator | Steven John Currie, null (licensed insolvency practitioner) |
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| Public register | View filing history ↗ |
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About the business
Home Owners Advice Ltd is a UK limited company based in Stoke-on-Trent, incorporated in 2018 and 7 years old when the liquidator was appointed. Its registered activity is activities of mortgage finance companies (SIC 64922). There have been 2 director appointments since incorporation, of which 1 was on the board when the liquidator was appointed, alongside 1 person with significant control.
Directors
2 people have been appointed as directors of Home Owners Advice Ltd.
DirectorStatusAppointedResigned
A director resignation shortly before an insolvency is a matter of public record; it does not by itself imply wrongdoing.
Persons with significant control
Individuals or entities with significant influence or control.
Mr Trevor Martin Smith
individual person with significant control · British · United Kingdom
Ownership of shares 75-100%Voting rights 75-100%Right to appoint and remove directors
1 ceased control
- Mr Michael John Bradley · ceased 14 Jul 2023
What happened
EventDateType
Registered office address changed16 July 2025AD01 Statement of affairs16 July 2025LIQ02
Appointment of a voluntary liquidator16 July 2025600
Creditors' voluntary liquidationStatus7 July 2025
+20 earlier events · 2019 to 2025
Registered office address changed13 May 2025AD01 Micro company accounts made up3 September 2024AA Confirmation statement made with no updates28 August 2024CS01 Micro company accounts made up31 July 2023AA Confirmation statement made with updates24 July 2023CS01 Cessation as a person with significant control24 July 2023PSC07 Termination of appointment as a director24 July 2023TM01 Micro company accounts made up26 January 2023AA Confirmation statement made with updates1 December 2022CS01 Confirmation statement made with updates25 October 2022CS01 Notification as a person with significant control25 October 2022PSC01 Appointment as a director25 October 2022AP01 Confirmation statement made with no updates30 May 2022CS01 Micro company accounts made up31 August 2021AA Confirmation statement made with no updates4 May 2021CS01 Registered office address changed14 April 2021AD01 Micro company accounts made up28 January 2021AA Confirmation statement made with no updates4 June 2020CS01 Micro company accounts made up23 January 2020AA Confirmation statement made with no updates8 May 2019CS01 Incorporation25 April 2018NEWINC What this means for you
If you are a creditor
Submit your proof of debt to the liquidator. Once liquidation begins, no creditor can start or continue legal action without the court's permission. Unsecured creditors rank after secured and preferential creditors and are usually paid last, often only a portion.
Owed money by a company in liquidation →If you are an employee
Employees are preferential creditors for certain unpaid wages and holiday pay, and may be able to claim from the Redundancy Payments Service if roles are made redundant.
Employee rights and redundancy pay →If you are a customer
Deposits paid are usually unsecured claims. Contracts may be terminated by the liquidator. Contact the liquidator about outstanding work or refunds.
What customers can recover →If you are a supplier
Goods supplied before the liquidation began are an unsecured claim. Check whether any retention-of-title clause lets you identify and recover specific goods.
How retention of title works →Don't be the last to know next time
Most suppliers only find out a customer has failed once it is announced. By then it is too late. Protect monitors every company you sell to and emails you as the warning signs build, well before it becomes official. We can't stop a customer failing, but you'll never be the last to know, and you'll know you did all you could.
See how Protect works, £24/mo →Other companies in creditors' voluntary liquidation
Related guides
The bigger picture
Frequently asked questions
- Is Home Owners Advice Ltd in creditors' voluntary liquidation?
- Yes. Home Owners Advice Ltd (company number 11328459) entered creditors' voluntary liquidation on 7 July 2025, by its creditors. Steven John Currie of null was appointed as liquidator.
- Who is the liquidator of Home Owners Advice Ltd?
- Steven John Currie, a licensed insolvency practitioner at null, was appointed liquidator of Home Owners Advice Ltd on 7 July 2025. Creditors can contact the liquidator directly to submit a claim.
- What does Home Owners Advice Ltd do?
- Home Owners Advice Ltd's registered nature of business is activities of mortgage finance companies (SIC 64922).
- Where is Home Owners Advice Ltd based?
- Home Owners Advice Ltd's registered office is C/O Currie Young Limited, Riverside 2, No.3, Campbell Road, Stoke-On-Trent, ST4 4RJ. The registered office is the address held on the public register, which is not always the trading address.
- When was Home Owners Advice Ltd founded?
- Home Owners Advice Ltd was incorporated on 25 April 2018, 7 years before the liquidator was appointed.
- What is Home Owners Advice Ltd's company number?
- Home Owners Advice Ltd's registered company number is 11328459.
- Who has significant control of Home Owners Advice Ltd?
- 1 active person with significant control over Home Owners Advice Ltd is on the register: Mr Trevor Martin Smith.
- What does liquidation mean for creditors of Home Owners Advice Ltd?
- Liquidation is the formal wind-up of a company. Once it begins, the liquidator collects assets, settles claims in statutory order (secured, preferential, then unsecured) and distributes whatever remains. Unsecured creditors often recover only a portion of what they are owed, and sometimes nothing.
- How long does liquidation take?
- Most liquidations run for 12 to 24 months, longer where the company has complex assets, litigation, or ongoing trading. Annual progress reports are filed by the liquidator until the company is dissolved at the end of the process.
- Will creditors get paid in Home Owners Advice Ltd's liquidation?
- Secured creditors are paid from the assets they hold a charge over. Preferential creditors (employee wages up to limits, pension contributions, HMRC for certain taxes) come next. Unsecured creditors share whatever remains, which may be nothing. The Statement of Affairs, when filed, sets out the liquidator's estimate at the point of appointment.
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